344 So. Fifth Street • Oxnard, CA 93030 | (805) 483-1144


From Auto Insurance to Home Insurance We've Got You Covered

Find the perfect auto insurance and home insurance policies from Smart Buy Insurance Center in Oxnard, California. We have policies for everyone of all ages and occupations. Using advanced technology, we provide our local customers with great, personalized services at great prices.

Auto Insurance
We offer personal auto insurance policies at the best rate to fit your need. Our policies are availible to any driver, whether you have a license or not, as well as foreigners. For people who have had DUIs and need proof of insurance, we provide Instant SR-22's. We also offer insurance for Classic, Hot Rod, and Antique Cars.

Typical Coverage would Include:

   • Liability

 • Uninsured Motorist

 • Comprehensive

   • Medical

 • Rental-car / Roadside

 • Collision


Homeowners and Renters Insurance
We take pride in customizing every insurance policy to be sure you are covered correctly. From older homes to new homes, we can provide homeowners insurance for you. We will insure your Home, Condo, Rental property and Mobile Home.

 Coverage Options: 

   • Dwelling Protection
   • Extended Replacement Coverage 
   • Personal Property

 • Additional Living Expenses
 • Personal Liability Protection
 • Flood and /or Earthquake Insurance

 • Guest Medical Protection
 • Identity Theft Protection
 • Special Valuables such as  Antiques, 
   Fine Art, Jewelry




Business/Commercial Insurance
At Smart Buy Insurance Center, we are able to insure virtually every type of business or commercial risk.

Some examples of Risks are:

   • Apartment Buildings
   • Auto Body Shops
   • Bakeries

 • Beauty Shops
 • Janitorial Services
 • Landscapers
 • Mini Markets
 • Restaurants

Additionally, we are able to provide a "seed to sale" insurance program for the Cannabis Industry: This program is available in California where all premitted cannabis and hemp businesses operate for medicinal and/or recreational purposes. 

Coverages offered:

  • General Liability
  • Product Liability
  • Excess Liability

  • Cyber Liability
  • Property
  • Crop
  • Equipment Breakdown
  • Workers Compensation
  • Directors and Officers

Specialty Insurance
Our insurance agency has policies covering the type of special events and extracurricular items you love, allowing you to relax and have fun without worry of loss or damage. Specialty policies include:
   • Vacation Travel
   • 1-Day Special Events
 • Travel Trailers
 • Motor Homes

 • Personal Watercraft
 • Pleasure Boats

E-mail our insurance agency in Oxnard, California, for more information.