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Our Products

Insurance Products in Oxnard, CA

Find the most suitable auto insurance and home insurance policies for your needs. Smart Buy Insurance Center offers all types of insurance products in Oxnard, CA. We have policies for everyone of all ages and occupations. Using advanced technology, we provide our local customers with great, personalized services at great prices.

Auto Insurance

We offer personal auto insurance policies at the best rate to fit your needs. Our policies are available to any driver, whether you have a license or not, as well as foreigners. For people who have had DUIs and need proof of insurance, we provide Instant SR-22s. We also offer insurance for classic, hot rod, and antique cars.
Typical Coverage Includes:
  • Liability Coverage
  • Uninsured Motorist Coverage
  • Comprehensive Coverage
  • Medical Coverage
  • Rental Car/Roadside Assistance
  • Collision Coverage

Homeowners and Renters Insurance

Smart Buy Insurance Center takes pride in customizing every insurance policy to ensure you are covered correctly. We can provide homeowners insurance for all types of homes, including older and new homes. We will also insure your condo, rental property, and mobile home.
Coverage Options:
  • Dwelling Protection
  • Extended Replacement Coverage
  • Personal Property Coverage
  • Additional Living Expenses Coverage
  • Personal Liability Protection
  • Flood and/or Earthquake Insurance
  • Guest Medical Protection
  • Identity Theft Protection
  • Special Valuables Coverage (Antiques, Fine Art, and Jewelry)

Business/Commercial Insurance

At Smart Buy Insurance Center, we can insure virtually every type of business or commercial risk.Some examples of risks are:
  • Apartment Buildings
  • Auto Body Shops
  • Bakeries
  • Beauty Shops
  • Janitorial Services
  • Landscapers
  • Mini Markets
  • Restaurants
Additionally, we are able to provide a "seed to sale" insurance program for the cannabis industry. This program is available in California, where all permitted cannabis and hemp businesses operate for medicinal and/or recreational purposes.
Coverages offered include:
  • General Liability
  • Product Liability
  • Excess Liability
  • Cyber Liability
  • Property Coverage
  • Crop Insurance
  • Equipment Breakdown
  • Workers Compensation
  • Directors and Officers Insurance

Specialty Insurance

Our insurance agency has policies covering the type of special events and extracurricular items you love, allowing you to relax and have fun without worry of loss or damage. Specialty policies include:
  • Vacation Travel
  • 1-Day Special Events
  • Travel Trailers
  • Motor Homes
  • Personal Watercraft
  • Pleasure Boats
Email our insurance agency in Oxnard, CA, for more information.
Phone(805) 483-1144
Emailinfo@smartbuyic.com
344 South Fifth Street Oxnard, CA 93030
License Number 0G83993
© Copyright 2025 Smart Buy Insurance Center. All rights reserved.

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